• How to save money on tech tools for your business.

    As a business owner, the cost of tech tools can add up quickly to a hefty monthly or annual cost. One way to save money is to purchase a lifetime deal on tech tools needed to run your business. 

    One company I love is called Appsumo. AppSumo has helped me save tons of money by avoiding paying endless monthly subscription fees on tech tools that are essential to my business. The way it works is that you pay a one-time fee for a software and get lifetime access, oftentimes including all future updates. 

    AppSumo partners with tech companies to provide lifetime deals of insane value to help business owners save thousands of dollars. Some of the deals they’ve had in the past included with Mailchimp, Box, Evernote, and more. They offer all sorts of software for all aspects of your business: social media management, website building, project management, lead generation, productivity, HR, and more.  

    AppSumo was created with the idea that the tools you need to grow your business shouldn’t put you out of business. All of their deals come with a 60-day money back guarantee and typically cost between $47 and $97.

    There are other companies out there that offer amazing life time deals. Here are two popular companies that offer lifetime deals:

    PitchGround is a community-driven platform for launching, growing and scaling SaaS companies by selling exclusive software lifetime deals.

    StackSocial has an impressive inventory of apps, software, courses and and technology.


  • Paycheck Protection Program for the self-employed with no employees

    If you’re self employed or a sole proprietor and affected by COVID-19, you’re able to apply for the PPP Program and get your loan 100% forgiven. 

    The PPP loan covers up to 8 weeks of pay and expenses such as utilities and business rent (including home office). The amount you will receive will be equivalent to 2.5 months of the income reported on your schedule C for 2019. For example, if your net income was $100,000, you would receive approximately $20,833 from the PPP loan.

    You are eligible if:

    • you were in operation on February 15, 2020;
    • you are an individual with self-employment income (such as an independent contractor or a sole proprietor);
    • your principal place of residence is in the United States; and
    • you have filed or will file a Form 1040 Schedule C for 2019.

    I highly recommend using Kabbage which makes the process of receiving funds quick and easy.

    Please note that you can not receive unemployment benefits and forgivable PPP funds to cover the same time period. Be sure to check with your lender on the exact requirements to get your loan forgiven.


    Below are 2 guides I recommend reading.

    Ultimate Guide to Paycheck Protection Program (PPP) Loans


    Self-Employed Contractors Can Apply for Paycheck Protection Program Loans